Insights
Practical thinking on exit planning, tax strategy, and capital preservation from Marc Toomey, CEPA.
Most financial content is written to be inoffensive. These articles are written to be useful. The audience is business owners, affluent families, and anyone who has spent years building something and wants to make sure it lasts.
Most owners spend years growing a business and almost no time planning the exit. That imbalance is expensive. Here is what exit planning actually covers — and why the window to act is shorter than it looks.
Read the article →A liquidity event surfaces tax problems that were invisible during the growth years. Capital gains, IRMAA surcharges, the surviving spouse penalty — most owners never see them coming. Marc Toomey walks through each one.
Read the article →The Certified Exit Planning Advisor credential covers business valuation, tax strategy, personal financial planning, and legal coordination — all of the disciplines that converge at a business exit. Marc Toomey explains what it takes to earn it and how he uses it.
Read the article →The skills that built a business — concentrated risk, reinvestment, long time horizons — are almost perfectly mismatched to preserving capital after the sale. Marc Toomey explains the shift and what a real preservation structure looks like.
Read the article →Most owners have a number in their head — and most of the time, it's wrong. Marc Toomey breaks down how business valuation actually works, what drives the multiple, and why understanding this years before the exit changes everything.
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